Finance

Stripe Pricing Calculator

Free Stripe pricing calculator — enter the amount you want to keep or your target margin and it solves the exact price to charge after Stripe fees, your cost to deliver and refunds.

Stripe Pricing Calculator is a free online finance tool from FastDailyTools (How much should I charge? Price backwards from the profit you want.). Free Stripe pricing calculator — enter the amount you want to keep or your target margin and it solves the exact price to charge after Stripe fees, your cost to deliver and refunds. It runs entirely in your browser — no sign-up, no account, no email and no upload — and every result can be exported as a dated PDF report.

✔ Price: free, unlimited use, no rate limits
✔ Sign-up: not required
✔ Privacy: all math runs client-side, nothing is uploaded
✔ Export: one-click PDF report (2026 rates)

CurrencyPayment typeStandard online card paymentPricing goalAmount you want to keep ($)After Stripe takes its cutYour cost to deliver ($)Product, hosting, contractor or COGSRefund / chargeback rate (%)Stripe keeps the % fee on refunds

Charge this price

$103.30

Exact price to hit your goal

Rounded price tag

$103.99

Refund-safe, charm-priced

Stripe fee

$3.30

2.9% + $0.30

You receive

$100.00

Net into your account

Profit after cost

$80.00

Per sale

Real profit margin

77.4%

Profit ÷ price charged

Refund buffer

$0.06

2% refund allowance

Markup on cost

416%

Price vs cost to deliver

Popular long-tail searches from US users — jump straight to the tool.

How to use Stripe Pricing Calculator

Pick your currency and payment type.
Choose whether you want a fixed take-home amount or a target profit margin.
Enter your cost to deliver and expected refund rate.
Copy the recommended price — it already covers Stripe's cut.

Frequently asked questions

How much should I charge to receive a specific amount with Stripe?

Charge (target + fixed fee) ÷ (1 − percentage fee). To net $100 on a 2.9% + $0.30 card payment you must bill $103.40. This calculator does the maths for any amount.

Should I add the Stripe fee to my invoice?

Rather than adding a visible surcharge (restricted in several US states and the UK), build the fee into your headline price. This tool gives you a charm-priced figure that already absorbs it.

How do I price for a target profit margin?

Switch to margin mode, enter your cost to deliver and your target margin, and the calculator grosses the price up so the margin survives Stripe's fee.

Why should I add a refund buffer to my price?

Stripe keeps its percentage fee on refunded payments, so every refund costs you the fee twice. A 2–3% buffer on price covers a typical refund rate.

Does this work for subscriptions?

Yes — pick the Billing payment type to include Stripe Billing's extra 0.5%, then price your monthly plan from the amount you actually want to keep per subscriber.